How much can I borrow?
This will apparently depend upon your on-hand income and the
amount of collateral available within your assets. Subject to
these factors we can organize a loan from a minimum of £3,000
to a maximum of £500,000.
Once I sign the paperwork, am I committed?
No, signing paperwork doesn’t mean that you are bound
by it. If you change your mind afterwards you can cancel it
at any time at no cost.
Are there any fees charged?
No broker fees will ever be charged up front. However, in some
cases a fee may be charged on the maturity of your loan. The
maximum limit is 10%. You will be aware of any possible fee
from day one and they can be built in to your loan package.
Over what period of time can I extend my loan?
This is entirely up to you and the repayment consultant may
help you resolve. Generally, loans are available over three to
thirty years.
Are fixed interest rates offered?
A vast majority of loans arranged by DecideLoans has interest rates fixed
for up to five years (where the loan term is 60 months or longer).
We also arrange fixed interest rates for up to fifteen years and
capped rates.
What about privacy and confidentiality?
We treat your loan application as classified information. We will
not contact your employers, bankers or any other third party. If
it happens then your permission will be taken.
