Legal Statement
Dear customers, please read the details set out below
carefully before using this site. Anyone accessing this site
is expected to be bound by the following terms and conditions,
notes and disclaimers. So you are expected to read it carefully
before arriving on any decision.
All these benefits are available on the condition that you keep
up payments. If you fail in making the payments then your house
is at risk as you can loose it.
All written quotations are given on request.
Typical example: £10000 x 60 months = £214.58 per
month. Total £12874.80 APR 10.9% Loans secured on property.
All the Loans are subject to status.
Please read the details set out below carefully before using
this website (the "Site"). By accessing this Site,
you agree to be bound by the following terms and conditions
and disclaimers (the "Terms").
References to 'you', 'your' and 'yours' are references to the
person(s) accessing the Site.
References to 'we', 'us' and 'our' are references to www.decideloans.com.
TERMS
All our products and services and those of other
members of deicideloans.com are subject to the terms and
conditions and disclaimers of the applicable agreement governing
their use.
You are expected to read these Terms together with
any terms, conditions and disclaimers provided in the pages of
the Site. In case of any conflict, the terms, conditions and disclaimers
provided in the pages of the Site shall prevail over these Terms.
The information, material and content provided in the pages of
the Site may perhaps be changed at any time without notice. We
can also institute change to the Terms at any time by simply updating
this posting. We expect you to agree to review the Terms regularly
and your continued access to or use of this Site will denote that
you agree to any changes.
NO OFFER
We don’t offer to sell or buy any financial instruments
or any advice with respect to such financial instrument. Our opinion
does not form any such offer.
USERS
The Site is currently intended for those who access it from within
the United Kingdom. Henceforth we cannot guarantee that the materials
and information posted on this Site will be appropriate for use
outside the US.
You are wholly responsible for use of the Site. Even if any other
person is accessing this site using your computer and you must
ensure that any such person complies with these Terms.
NO WARRANTIES
The following clauses exclude or limit our legal liability for
the Site. You should read them carefully.
We have taken even-handed steps to ensure accuracy, prevalence,
availability correctness and completeness of the information contained
on the Site, information is provided on an "as is",
"as available" basis and we do not give or make any
warranty or representation of any kind, whether express or implied.
We do not represent or warrant that the Site will be available
and meet your requirements, that access will be uninterrupted,
that there will be no delays, failures, errors or omissions or
loss of transmitted information, that no viruses or other contaminating
or destructive properties will be transmitted or that no damage
will occur to your computer system. You have sole responsibility
for adequate protection and back up of data and/or equipment and
for undertaking reasonable and appropriate precautions to scan
for computer viruses or other destructive properties.
The use of the Site is at your sole risk. We shall not be liable
for any loss or damage whatsoever and howsoever arising as a result
of your use of or reliance on the information contained on the
Site to the maximum extent permitted by law.
We make no representations or warranties regarding the accuracy,
functionality or performance of any third party software that
may be used in connection with the Site.
THIRD PARTY SITES AND WARRANTIES
Where we provide hypertext links to other locations on the Internet
the sole purpose is to facilitate the exchange of information.
We are not responsible for the content of any other websites or
pages linked to or linking to this Site. Such sites are not verifies
by us. Following links to any other websites or pages shall be
at your own risk and we shall not be responsible or liable for
any damages or in other way in connection with linking. Moreover,
links to downloadable software sites are for convenience only
and we are not responsible or liable for any difficulties or consequences
associated with downloading the software. Use of any downloaded
software is governed by the terms of the license agreement, if
any, which accompanies or is provided with the software.
No endorsement or approval of any third parties or their advice,
opinions, information, products or services is expressed or implied
by any information on our Site.
INTERNET E-MAIL
Messages sent over the Internet cannot be guaranteed to be completely
secure as they are subject to possible interception or loss or
possible alteration. We are not responsible for them and will
not be liable to you or anyone else for any damages or otherwise
in connection with any message sent by you to us or any message
sent by us to you over the Internet.
TRADE MARKS AND COPYRIGHT
Copyright in the pages screens, information and material in their
arrangement included in this Site is owned by or licensed to DecideLoans
unless otherwise noted. You may imprint, copy, download or temporarily
store extracts from our Site for your personal information or
when you use our products and services. You must not alter anything.
Any other use is prohibited unless you first get our written permission.
In particular no one may use a part of our Site on any other website,
or link any other website to our Site, without our prior written
permission
DATA PROTECTION
We may as a result of your interaction with the Site hold and
process personal information obtained about you when you access
the Site and use it for servicing our relationship with you, for
the purposes of fraud prevention and debt collection, to understand
your financial needs, to conduct our business and to provide you
with better customer services and products from both within deicideloans.com
and those of selected third parties, to evaluate the effectiveness
of our marketing of the Site and for statistical analysis. We
may pass this information to other members of the deicideloans.com
group or agents, as permitted by law so that they may do the same
and they may pass information held by them about you to us so
that we may do the same. We will not disclose any such information
outside of the DecideLoans group except for fraud prevention
purposes and/or if required/obliged by law or Governmental or
judicial bodies or agencies or to our regulators under proper
authority, or under a strict code of secrecy to sub-contractors
or persons acting as our agents or where we have your consent
or have previously informed you.
We may also in connection with the above and the provision of
the Site transfer your personal data to countries outside the
European Union (EU) which may not provide the same level of protection
for personal data as within the EU. However, all personal data
wherever it is held in the DecideLoans Group or by its sub-contractors
or agents will be afforded a high level of protection against
any authorised or accidental disclosure, access or deletion. By
agreeing to these Terms you agree to such data being so used and
that it may be transmitted to others as stated above.
GOVERNING LAW
The Terms are governed by and interpreted in accordance with
the laws of England and Wales and the courts of the above jurisdiction
will have non-exclusive jurisdiction in respect of any dispute,
which may arise.
Your use of the Site
You may not use the Site for any purpose which is unlawful, abusive,
libelous, obscene or threatening.
Important Notes
The Terms include the Important Notes set out below. You should
read them.
The information in this Site is based on our understanding of
current law and Inland Revenue practice at the time of going to
press. Future changes in legislation, tax levels and practice
could affect the information in this Site.
We reserve the right to decline an account application. Our credit
facilities are subject to status and our mortgages are also subject
to security. With a mortgage or other secured loan a charge will
be taken over the property and appropriate life policy (s).
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR OTHER LOAN SECURED ON IT.
